Find our competitive rates and easy to follow examples below.
Available loan amounts |
Interest Rate (variable) |
APR (variable) |
Sample loan amount |
Total Cost of Credit |
Total amount payable over 5 years |
Monthly payment amount |
€10,000 - €19,999 |
7.9% |
8.2% |
€10,000 |
€2,136.80 |
€12,136.80 |
€202.28 |
€20,000 + |
7.9% |
8.2% |
€20,000 |
€4,274.20 |
€24,274.20 |
€404.57 |
Our Home Improvement Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.
APR stands for Annual Percentage Rate.
Apply for a Home Improvement Loan
Available loan amounts |
Interest Rate (variable) |
APR (variable) |
Sample loan amount |
Total Cost of Credit |
Total amount payable over 5 years |
Monthly payment amount |
€1,500 - |
13.4% |
14.3% |
€5,000 |
€1,887.40 |
€6,887.40 |
€114.79 |
€7,000 - €12,999 |
11.8% |
12.5% |
€7,500 |
€2,464.80 |
€9,964.80 |
€166.08 |
€13,000 - €19,999 |
10.9% |
11.5% |
€15,000 |
€4,523.40 |
€19,523.40 |
€325.39 |
€20,000 - €74,999.99 |
10% |
10.5% |
€20,000 |
€5,496.40 |
€25,496.40 |
€424.94 |
Our Personal Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.
APR stands for Annual Percentage Rate.
How much you repay depends on the amount you borrow and your interest rate depends on the age of the car you wish to purchase. To get one of our great Car Loan Rates your car must be a 2017 registered car or newer. If your dream car is older than 2017, you can still avail of our competitive Personal Loan Rates.
Year registered |
Interest Rate (variable) |
APR |
Sample loan amount |
Total Cost of Credit |
Total amount payable over 5 years |
Monthly payment amount |
2022 - 2024 |
8.50% |
8.80% |
€10,000 |
€2,309.60 |
€12,309.60 |
€205.16 |
2019 - 2021 |
8.90% |
9.30% |
€10,000 |
€2,425.40 |
€12,425.40 |
€207.09 |
2017 - 2018 |
9.90% |
10.40% |
€10,000 |
€2,718.20 |
€12,718.20 |
€211.97 |
Our Car Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.
APR stands for Annual Percentage Rate.
Warning: If you do not meet repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Available loan amounts |
Interest Rate (variable) |
APR (variable) |
Sample loan amount |
Total Cost of Credit |
Total amount payable over 5 years |
Monthly payment amount |
€5,000 - €14,999 |
4.55% |
4.60% |
€5,000 |
€599.20 |
€5,599.20 |
€93.32 |
€15,000 - €24,999 |
4.15% |
4.20% |
€15,000 |
€1,635.60 |
€16,635.60 |
€277.26 |
€25,000 - €49,999 |
3.85% |
3.90% |
€25,000 |
€2,523.20 |
€27,523.20 |
€458.72 |
€50,000 - €75,000 |
3.55% |
3.60% |
€50,000 |
€4,642.00 |
€54,642.00 |
€910.70 |
A variable rate means that your interest may change from time to time.
APR stands for Annual Percentage Rate.
Need help? Our Help and Support section is full of useful information to help you out.