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Business 32 Day Notice Account

Find your local branch Call 0818 200 100
Find your local branch Call 0818 200 100

The Business 32 Day Notice Account can provide you with flexibility for your business savings while still giving those savings maximum growth opportunity. Earn a competitive rate and withdraw any time with only 32 days' notice.

Once this notice period has elapsed you have up to 30 calendar days in which to make the withdrawal without charge.

Our Business 32 Day Notice Account Interest Rate

Savings Gross Rate Gross Return AER
€0.00+ 1.50% Variable 1.50% Variable 1.50% Variable 

View and compare more Interest Rates.

All Business Accounts of more than €2,000,000 and all new Credit Union accounts and rates will be managed directly by PTSB Corporate Deposits. For business accounts of more than €2,000,000 different interest rates may apply – please ask staff for details of rates and options available to you.

Features and Benefits

  • Lodge funds at any time: After your initial investment, you can lodge additional lump sums at any time. 
  • Quick access to your deposit: You can withdraw your money at any time but remember to give us 32 days' notice to avoid an early withdrawal charge.

Understanding the account

  • Withdrawal options: 
    • You can withdraw your money at any time, but remember to give us 32 days' notice to avoid an early withdrawal charge.
    • Once this notice period has elapsed you have up to 30 calendar days in which to make the withdrawal without charge.
  • Annual Equivalent Rate (AER): A preview of how much interest you could earn each year if you kept your business' money in the account for a full year and the interest rate didn't change. 
  • Deposit Interest Retention Tax (DIRT): A tax payable on the interest your business earns from your Savings or Deposit Account. It is automatically deducted when your business receives it. however, you may not have to pay DIRT. More information on DIRT exemptions.
  • Earn a variable interest rate on the balance in a Business 32 Day Notice Account. Interest is paid on the first working day after 20 November each year and is subject to DIRT at the prevailing rate which is subject to change.

What's gross interest? | More information about interest rates.

Important information

Direct Debits and Standing Orders cannot be set up on Savings and Deposit Accounts.

 

How to open an Account

You can only open this account by attending one of our branches. It cannot be opened online or in-app.

To get started, call us on 0818 200 100 or 01 215 1363 (from aborad) to arrange an appointment. Lines are open 9am to 5pm Monday to Friday (excluding Bank Holidays). 

View documents needed to open an account.

 

Call 0818 200 100

 

Want to close your account? 

To close your account, you will need to visit a branch with valid photo ID. Acceptable forms of ID.

Business Account Application Forms

 

Business Account Information Update Forms

Business Deposit Interest Rates

Our interest rates that currently apply to our range of Business Deposit Accounts.

View rates
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