Student Account

Opening a Student Account is simpler than ever! 

We understand that you’re busy putting your head down and figuring out how to make your mark on the world while having good fun at the same time! So if you’re a student over 18, we have a current account that’s right for you.

No day-to-day transaction or account maintenence fees

• No day-to-day transaction charges such as Direct Debit fees, fees for cash lodgements and withdrawing cash, or fees for using your Debit Card to make purchases in Euro.  
• No fees for maintaining the account.

Other transaction charges may apply. These charges include:

• ATM usage outside the Eurozone.
• Using a Debit Card for purchases in a foreign currency or outside the Eurozone.
• Referral item fees or unpaid item fees. A referral item fee of €5 per item (up to a maximum of €15 a day) will be charged if a standing order, Direct Debit or cheque is presented for payment and is paid, but there isn’t enough money in your account to meet the debit at the time. An unpaid item fee of €10 will be applied to your Student Current Account for all unpaid Direct Debits, standing orders or cheques.

Please see our full terms and conditions and the Personal and Business Banking Charges for more details.  

Our Student Account is available for a period of 5 years. After 5 years your Student Account will convert to the personal current account available at the time.

Pay safely for everything with Mobile Payments

With your payment-enabled mobile device you have the freedom to securely spend without a €50 limit, touch-free.

Apple Pay

Use your Apple device to pay with your Visa Debit Card wherever you see the Apple Pay or contactless logo in store, online or in-app. Find out more.

Google Pay™

Use your android device to pay with your Visa Debit Card wherever you see the Google Pay or contactless logo in store, online or in-app. Find out more.

Plus get all the account features you'd expect too:

• A Contactless Visa Debit Card 
• Our mobile app to check your balance and transfer money on the go.
• Emergency Cash to make sure you're never stuck if you lose your card.

What do I need?

There’s just a few documents we’ll need from you to keep things official:

• ID verification, like your passport, driver's license or learner's permit.
  
• Address verification such as a utility bill.
  
• Proof of PPSN.
• Proof that you’re attending a third level institution.

See our required documents page for details.

Please note:

The PTSB Student Current Account is available to students 18 years of age or over and in full-time education (including full-time post-graduateship studies with a minimum duration of 1 year) for a maximum period of 5 years only. Only 1 account per student is permitted.

If you are 18 and in full time second level education, or you are an existing MyCash account customer in full time second level education and approaching your 18th birthday, you may be eligible for our Student Current Account. You will require a letter signed by your principal on headed paper, confirming your attendance. For existing MyCash account customers, you will need to attend your local branch to update your account to a Student Current Account before your 18th birthday.