To make a Euro payment over €10,000 within the European Economic Area (EEA), or to send a payment outside of the EEA, please fill out our payment form.
To improve your banking experience, we have made some changes to our branch payments process. Moving forward, please fill out our new payment form online before attending the branch to validate your ID.
We are rolling out this new process to our nationwide branch network on a phased basis. Check if the process has been rolled out to your local branch before you continue.
If your local branch isn’t listed, please visit your branch with your photo ID and payment account details and our team will process your payment for you.
Before you complete our payment form, make sure you have the following:
For more details on why we request this information, refer to our SWIFT Payments Terms and Conditions.
Payments under €10,000 within the EEA can be completed online without attending a branch. Follow our step by step guide for making payments through the PTSB App, or through Open24 Online Banking.
To ensure your payment is processed, you must attend your chosen branch for ID verification within 7 calendar days of submitting the payment form, with the day of submitting the form counting as 'Day 1'. Failure to attend the branch will result in non-processing of the payment.
For foreign currency payments, the exchange rate applied to your payment will be based on the rate the payment is processed, not the day the form is submitted.
Check the Central Bank of Ireland’s consumer hub and its list of unauthorised firms for guidance on how to protect yourself from financial scams.
If in doubt, stop, think and call your financial institution on the number on the Debit/Credit Card issued by your bank immediately.
SEPA | A payment method used for sending money electronically between European Bank accounts. Commonly used for domestic and cross-border transactions within the Eurozone. |
SWIFT | A secure international money transfer system used for cross-border transactions. |
IBAN | International Bank Account Number provided by the customer. |
BIC | Bank identifier code provided by the customer. |
Cross Border Payment | A payment method to send money electronically between European Bank accounts, commonly used for domestic and cross-border transactions within the Eurozone. |
European Economic Area (EEA) | Any member state of the European Union, for the time being, and or any other country to which Regulation (EC) No. 2560/2001 applies. |
ABA/Routing Number/Fedwire Number | A numerical code assigned to a financial institution that identifies the specific bank or credit union for the purpose of transferring funds. This is normally required for payments to the USA. |
Debiting Account/Sending Bank | The customer’s account the funds are being transferred from. |
Destination Account Name | Name of the recipient who the funds are being transferred to. |
Beneficiary Account/IBAN | The receiving bank account details. |
Intermediary Bank | A financial institution that facilitates transactions between two other banks, typically for the purpose of transferring funds internationally. |
Intermediary Bank Details |
Refers to the specific information for the intermediary bank that are provided for facilitating international transfers, including:
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Intermediary BIC Code | Also known as a Bank Identifier Code, is a unique address for banks when they communicate during international transactions. |
Bank Sort Code/BSC | A numerical code used to identify specific banks and branches used to ensure that funds are directed to the correct bank and branch when it comes to domestic or international transfers. |
Payment Reference Number | Reference number generated on completion of the PTSB Payment Form. |
Transit Number | Canadian version of a Bank Sort Code usually consists of 5 digits. |
BSB Number | Australian version of a Bank Sort Code usually consists of 6 digits. |