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Life Insurance to suit you

Providing cover for you and your loved ones

We’ve partnered with Irish Life to help you find the right Life Insurance plan for your needs. Choose from plans that cover you for your whole life, or for a specific period of your life. Both pay a lump sum to your loved ones when they need it most, giving peace of mind to you.

Helping you find peace of mind

Not sure what cover you need? Book an appointment for a Financial Review with an expert Financial Advisor, and we will help you find the plan that best fits your needs.

Your Financial Advisor will arrange to meet you at your local branch or through an online video call.

Life Insurance Features and Benefits

Long Life Insurance

Gives you, and your loved ones, the security of guaranteed cover throughout your whole life.  

Your family can use the lump sum to pay inheritance tax bills, bills or mortgage payments, funeral expenses, or other costs of living.

  • Start this plan from age 18 to 74.
  • If you are not using your cover for inheritance tax, your children are automatically included on your plan up to age 25 for €7,000. One claim per child.
  • Lump sum can also be provided if you are diagnosed with certain serious illnesses. 

 

Term Life Insurance

This covers you for a period (term) of your choosing and could be a more affordable option depending on your age and health.

Your family can use the lump sum to pay bills or mortgage payments, funeral expenses, or other costs of living.

  • Start this plan up to age 82.
  • You can choose to cover from 2 up to 50 years, or until the age of 85.
  • You can choose to include your partner as part of a Joint Term Life Insurance Plan.
  • You can choose just life cover, or add on specified illness cover.

Understanding payment for the plan you choose 

  • The cost of the plan will depend on your age, your health, options chosen, and the agreed level of cover.
  • Your payments stay the same unless you choose the Inflation Protection option, which allows you to increase your cover yearly in line with inflation (to keep in line with the cost of living).
  • Once you keep up your payments, you will stay covered.

 

Specified illness cover

For additional peace of mind, you can choose to add cover which will pay out if you get sick or injured. Please see the list of 48 illness covered under these plans.

Please note: Additional benefits are added based on your suitability.

Ready to apply? 

To apply for Long Life Insurance or Term Life Insurance, book an appointment today with Irish Life. 

 

Book an appointment

Permanent TSB plc is tied to Irish Life Assurance plc for life and pensions products. Irish Life Assurance plc is regulated by the Central Bank of Ireland.

Already an existing Irish Life customer?

If you have a question, give us a call on +353 (0) 1 704 1010.

Need advice?

If you're reviewing your finances, but you're not sure what your next step is, give us a call on +353 (0) 1 215 1390.

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