Every time you pay with your card in-store, online or with Apple Pay or Google PayTM, you‘ll get 5c back. And as you keep using your card, we’ll keep rewarding you. You can earn up to €5 cashback each month!
We‘ve partnered with some of Ireland’s leading brands, such as Sky, SSE Airtricity, and Circle K to bring you great savings on your regular bills. Whether you are a new or existing customer with our partners you can get up to 5% cashback when you pay by Direct Debit from your Explore Account.
There are no day-to-day transactions, withdrawal or contactless fees for using your Visa Debit Card or for other everyday banking like transfers between other PTSB accounts, Direct Debits and Standing Orders. Just a flat €8 monthly fee for maintaining the account.
There may be other charges for things like Government Stamp Duty on your Debit Card, unpaid items, or if you use an ATM outside the Eurozone. Read our Fees and Charges booklet for more information.
And with features like freezing your card and our one-of-a-kind PTSB Protect adding an additional layer of anti-fraud protection, it all comes together for a better everyday banking experience for you.
Applying has never been easier. To start your application, scan the QR code below to download the PTSB App, select the “Current Account Application” icon and follow the instructions. View documents needed to open a Current Account.
To apply in-app you must be over 18 and a resident in the Republic of Ireland.
See our step-by-step guide on how to apply for a Current Account to make your application as seamless as possible.
If you are a new resident of Ireland, you may not have any acceptable proof of address documents yet. View our guide on how to obtain acceptable proof of address documents here.
If you prefer to open an account in Branch, you can book an appointment and our team will help guide you through the process.
When attending your appointment you will need to bring all relevant documentation to complete the application and your mobile phone so we can set you up on Open24 Online banking.
Book an appointment Call 0818 50 24 24
You can view cashback earned as well as cashback due in the My Rewards tab within the website version of your Open24 Online Banking. You can keep track of your 5c cashback total during the month on Open24 Online Banking and your total will be credited to your Explore Account at the start of each month. Pending transactions must be processed by the merchant before qualifying for 5c back as you pay and this may affect your monthly Rewards Total.
You can access your eStatements anytime and anywhere online through Open24 Online Banking or the PTSB App on a registered device for a period of 24 months from the statement issue date. We recommend you download and save your eStatements to your password protected personal device to ensure future ease of access.
See our Terms and Conditions and our Personal and Business Banking Charges booklet for more information.
Account features, benefits and partners are subject to change.
Available to personal customers over 18. eStatements only.
Discover our step-by-step guides on how to move your Current Account, Credit Card, Overdraft and Savings Accounts.
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