Skip to main content

Online Mortgage Portal

Apply online and track your progress while you move

A mortgage experience that works for you. Whether it's for your first home or your next, the PTSB Online Mortgage Portal will get you moving. Start your application, track your progress, and upload documents all in one place. 

Why apply online? 

  • Apply anytime, anywhere: Start your mortgage journey at your convenience. 
  • Track your progress: Stay updated on your mortgage status in real-time. 
  • Expert support: Speak with a Mortgage Consultant over the phone or in person. 
  • Secure and easy document uploads: Easily submit your documents as PDFs or photos.  
Important information

Before you start your application online, please review all relevant mortgage information for your situation, whether you're a First Time Buyer, a Second Time Buyer or Switching your Mortgage to PTSB.

How to apply for a Mortgage online

Follow these 4 steps to apply for a Mortgage online. 

Start your online Mortgage application

Answer some questions about your mortgage needs, income, and saving habits to help us understand what you're looking for. 

A Mortgage Consultant will contact you

Once you submit your details, a Mortgage Consultant will contact you to discuss your application and guide you on the next steps. 

Upload your documents 

Easily upload required documents such as payslips and bank statements through our secure Online Mortgage Portal as PDFs or photos. Learn more about required documents

Mortgage Approval 

If your application is successful, you'll receive your Mortgage Approval through the Online Mortgage Portal, or you can track your progress and access your approval anytime.  

Start your home buying journey today

At any point in the online process if you want to speak to someone, you can chat to a Mortgage Consultant via our message tool if you have any questions during your online application.

Alternatively, a Mortgage Consultant is also available to meet you in branch, or anywhere that suits you. 

Apply online Book an appointment

 

Already have an online application?

Log in to track the progress or continue your online application. 

Need more support?

Give us a call on 0818 50 24 24. Lines are open Monday to Friday 9am to 5pm (excluding Bank Holidays).

Important information

Lending criteria, terms and conditions apply.

Mortgage approval is subject to assessment of suitability and affordability. Applicants must be aged 18 or over.

Security is required and credit agreement will be secured by a mortgage or by a right related to residential immovable property.

Life Insurance and Home Insurance are also required.

Warning: If you do not keep up your repayments you may lose your home.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Dedicated Mortgage Team

Our experienced Mortgage Consultants can meet you in branch or at a time and place that suits you.

First Time Buyers FAQs

Have some questions regarding your Mortgage as a First Time Buyer? We've got the answers.

Back to top
Page loading
Close takeover popup
PTSB logo

Altogether more human