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40 Day Notice Savings Account

An account that provides flexibility for your savings

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Are you looking to grow your savings while maintaining flexibility? Our 40 Day Notice Savings Account offers you the perfect balance.

Our 40 Day Notice Savings Account Interest Rates

Minimum balance Gross Interest Rate Gross Return AER
€0.00+  1.00% Variable 1.00% Variable 1.00% Variable

A variable rate means that your interest may change from time to time. 

View and compare more Deposit Interest Rates.

Features and Benefits

  • Easy management: Access your account through Open24 Online Bankingthe PTSB App, or in your local branch, helping you manage your savings from anywhere. 
  • Flexible withdrawals: Enjoy the freedom to withdraw your funds at any time - just make sure to give us 40 days’ notice.
  • No minimum or maximum balance: Open your account with any amount. Save as much, or as little as you wish without worrying about minimum and maximum balances. 
  • Withdrawal options:
    • You can withdraw your money at any time, but remember to give us 40 days notice to avoid an early withdrawal charge.
    • Once this notice period has elapsed you have up to 30 calendar days in which to make the withdrawal without charge.
    • Withdrawals can only be made to a PTSB Current Account or a Demand Deposit Account.
  • Annual Equivalent Rate (AER): A preview of how much interest you could earn each year if you kept your money in the account for a full year and the interest rate didn't change. 
  • Deposit Interest Retention Tax (DIRT): A tax payable on the interest you earn from your Savings or Deposit Account. It is automatically deducted when you receive your funds. However, you may not have to pay DIRT. Further information on DIRT exemptions can be located on the Revenue website.
  • Earn a variable interest rate on the balance in a 40 Day Notice Savings account. Interest is paid on the first working day after 20 November each year and is subject to DIRT at the prevailing rate which is subject to change.

More informationTerms and Conditions

Important information

Direct Debits, Standing Orders and Bill Payments cannot be set up on this account.

How to open an account

You can open a 40 Day Notice Savings Account by making an appointment at one of our branches where one of our team will assist you with your application. 

View documents needed to open a 40 Day Notice Account.

If you’re an existing customer you can open a 40 Day Notice Account over the phone in your sole name by calling our Deposits Team on 0818 50 24 24 or +353 1 212 4101. Lines are open 9am to 5pm Monday to Friday (excluding Bank Holidays).

Book an appointment Call 0818 50 24 24

 

Want to open online?

If you are a PTSB customer, we have an Online 40 Day Notice Savings Account you can open online today. 

Get started

Tips for managing your 40 Day Notice Savings Account

  • Once you've opened an account, you have the option to set up a Standing Order to transfer money into this account to start saving regularly. How do I set up a Standing Order? 
  • You can easily find and manage your 40 Day Notice Savings Account via the PTSB App, on Open24 Online Banking, or in your local branch to check it's balance or to give notice to withdraw funds.
  • You can personalise your account to reflect your savings goals such as; Rainy DayNew CarSavings Account, etc. To do this:
    1. Log in to Open24 on a desktop. This cannot be done through the PTSB app.
    2. Click on your 40 Day Notice Savings Account.
    3. Select 'Do more'.
    4. Then change the name of your account. 

We're here to help

Give us a call on 0818 50 24 24 or +353 1 212 4101 (from abroad) and our dedicated team will assist you. Lines are open from 9am to 5pm Monday to Friday (excluding Bank Holidays), and from 10am to 2pm Saturday and Sunday.

Want to close your account? 

To close your account, you will need to visit a branch with valid photo ID. Acceptable forms of ID.

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Not sure which account is right for you? Let us help you with that.


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