Smart Invest is an online platform, so you can track and manage your investments online with the confidence your money is being managed by Irish Life Investment Managers.
Your money is invested in the Irish Life Assurance FlexInvest plan, which is managed by Irish Life Investment Managers.
FlexInvest offers three fund options designed for different levels of risk and potential returns.
Here is a clear breakdown of the costs involved:
There are no additional hidden charges, so you always know what you're paying.
Smart Invest is currently only available to existing PTSB customers. Some customers may need to visit a branch for identity verification.
To use Smart Invest, you must meet the following eligibility criteria:
| You must be | You must not be |
|
Between the ages of 18 and 69 |
A U.S. citizen |
|
Living in the Republic of Ireland |
A politically exposed person (PEP) |
|
A tax resident only in the Republic of Ireland |
A relative or close associate of a PEP |
Investors will be subject to anti-money laundering checks and required to provide identification, such as a passport and a utility bill as proof of address.
To start investing, get set up online or download the Smart Invest app, and start with as little as €100.
Answer a few questions to assess your risk appetite and to find the investment profile that best suits your goals.
Use your passport or driver's licence, along with a quick selfie and proof of address to verify your identity.
Once you're set up, you're in control. Invest at your own pace, track your profile online, and withdraw anytime.
A €10,000 investment with the Balanced Investor plan over 5 years typically falls within the orange line on the graph below*.
While this graph shows possible returns, as your investment may go up or down, it is more likely that your investment will see a return closer to the middle of the orange area.
*Figures are estimates by Irish Life Investment Managers before fees, taxes, and charges.
Warning: These figures are estimates only. They are not a reliable guide to the future performance of this investment.
Irish Life Investment Managers oversee the funds within Smart Invest, using a diversified Multi-Asset Portfolio (MAPs) Funds. This spreads your investment across multiple assets to reduce risk and optimise potential returns. Learn more about Multi-Asset Portfolio (MAPs) Funds.
Unsure about which investment options are suited for your financial goals? Our expert Financial Advisors are here to help.
We’ve partnered with Irish Life to bring you this complimentary service.
Your Financial Advisor will meet you at your local branch or through an online video call.
After your review, you’ll get your personalised plan from your Advisor.
Contact Irish Life on +353 01 704 1984. Lines are open Monday to Friday, 9am to 5:30pm, or email smartinvest@irishlife.ie.
Warning: If you invest in this product you may lose some or all of the money you invest.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: Past performance is not a reliable guide to future performance.
Permanent TSB plc trading as PTSB is regulated by the Central Bank of Ireland. Permanent TSB plc is tied to Irish Life Assurance plc for life and pensions products. Irish Life Assurance plc is regulated by the Central Bank of Ireland.
A long-term life assurance savings plan for when you want to make regular payments into expertly managed funds.
A long-term life assurance plan for those looking to invest a lump sum into expertly managed funds.
