- Do I need to have an Explore Account to get the 2% cashback at drawdown offer?
- Can I pay my mortgage from a non-PTSB account?
- Who is the 2% cashback at drawdown offer available to?
- Who doesn’t qualify for the 2% cashback at drawdown offer?
- When is the offer available until?
- Is the offer available on fixed rate and variable rate mortgages?
- When will the 2% cashback be paid?
- Is there a limit to the 2% cashback at drawdown?
1. Do I need to have an Explore Account to get the 2% cashback at drawdown offer?
No. A PTSB Explore Account, or any other type of PTSB account, is not required to avail of the 2% cashback at drawdown offer.
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2. Can I pay my mortgage from a non-PTSB account?
Yes. You can repay your mortgage from a non-PTSB current account and still get the 2% cashback at drawdown offer.
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3. Who is the 2% cashback at drawdown offer available to?
- First time buyers
- Movers
- Self-build customers
- Customers switching their mortgage to PTSB
- Equity release or home improvement mortgage loans
2% cashback at drawdown will be paid on the amount of the mortgage advanced. Excludes 4 Year Fixed Home Loan New Business Rates, tracker, buy-to-let, negative equity and applicants refinancing an existing PTSB mortgage.
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4. Who doesn’t qualify for the 2% cashback at drawdown offer?
- Tracker portability or negative equity customers
- Buy-to-let customers
- Applicants refinancing an existing PTSB mortgage.
- 4 Year Fixed Home Loan New Business Rates
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5. When is the offer available until?
The offer is available for customers who receive their full mortgage Letter of Approval on or before 31 March 2025.
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6. Is the offer available on fixed rate and variable rate mortgages?
Yes. The 2% cashback at drawdown is available on both fixed rate and variable rate mortgages. Excludes 4 Year Fixed Home Loan New Business Rates, tracker, buy-to-let, negative equity and applicants refinancing an existing PTSB mortgage.
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7. When will the 2% cashback be paid?
The cashback will be paid into your mortgage paying account within 40 working days of the mortgage being drawn down.
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8. Is there a limit to the 2% cashback at drawdown?
There’s no limit to the amount of cashback which you can receive.
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